james hayes

  • Transition to Retirement Strategy Explained

    Transition to Retirement Strategy Explained

    A transition to retirement (TTR) strategy is a financial planning approach utilized by individuals in Australia as they approach retirement age. This strategy allows individuals aged 55 and over who are still working to access their superannuation benefits while continuing to work. It enables them to reduce their working hours gradually while supplementing their…

  • Achieve Financial Freedom

    Achieve Financial Freedom

    Transitioning to retirement is a significant milestone in life, signaling the end of one chapter and the beginning of another. It’s a time filled with possibilities, but also with financial considerations that require careful planning and management. In Australia, where retirement planning is particularly crucial due to the aging population and the complexity of…